Southeast

Southern Capital Funding Network (SCFN) offers a strong, regionally grounded experience for commercial real estate investors and small business owners operating across the Southeast.

Based in Atlanta and serving Georgia, Florida, Tennessee, South Carolina, North Carolina, Alabama, Mississippi, Louisiana and Kentucky, SCFN blends local market intelligence with nationallevel lending access, giving clients a strategic advantage in competitive and fastmoving environments. Since 2014, the firm has built a reputation for clarity, speed, and relationshipdriven execution—qualities that matter deeply in both commercial real estate and smallbusiness financing.

Working with SCFN in the Southeast means partnering with a team of highly experienced commercial lending consultants who understand the nuances of each state’s submarkets, lender appetite, and deal structures. Whether a client is acquiring multifamily assets in Atlanta, refinancing industrial properties in Nashville, or securing growth capital for a small business in Charlotte, SCFN provides tailored advisory support backed by a broad network of banks, private lenders, and specialty finance groups.

SCFN’s approach emphasizes transparent communication, efficient deal flow, and strategic positioning—ensuring borrowers present strong, complete packages that align with lender requirements. This reduces friction, accelerates underwriting, and increases the likelihood of approval. For investors and business owners navigating today’s lending landscape, SCFN serves as a trusted guide capable of structuring solutions that traditional lenders often cannot.

Benefits of Working with Southern Capital Funding Network in the Southeast Region

Local Expertise Across Five States — Consultants with deep knowledge of Georgia, Tennessee, South Carolina, North Carolina, and Kentucky markets.
Established Since 2014 — A decade of advisory experience supporting commercial investors and small business owners.
Broad Lending Network — Access to banks, private lenders, debt funds, SBA programs, and alternative capital sources.
Tailored Deal Structuring — Customized financing strategies aligned with each client’s goals and property type.
Efficient, Streamlined Process — Faster assessments, organized submissions, and clear communication from start to finish.
Support for Both CRE and Small Business — Multifamily, industrial, retail, office, hospitality, and business‑capital solutions.
Relationship‑Driven Service — A consultative approach focused on long‑term client success.

Meet our Southeast Region Team

Atlanta

VINCE OTTONE – (see bio)

Regional Vice President

Vince serves as a Regional Vice President and is responsible for leading all business development activities and client relationships throughout the Atlanta market and the Southeast.

With over 30 years of experience as a commercial banker, lender and underwriter, Vince has held positions with several of the region’s largest banks to include, Senior Vice President, Market Executive with Signature Bank in Peachtree City. Vince has a proven track record serving as a Vice President with Synovus Bank, South Trust Bank, Hamilton State Bank, Ameris Bank, Touchmark National Bank, BB&T, Wells Fargo, and Bank of Atlanta.

Vince is a graduate of Marquette University with a Bachelor of Science degree in Business Administration.

Please contact Vince with any commercial real estate lending or business funding requests at 800-469-0488, ext. 702, or via email at vince.ottone@southcapfunding.com.

Biloxi

DENNIS TYNES

Regional Vice President – (see bio)

Dennis serves as a Regional Vice President and is responsible for leading all business development activities and client relationships throughout the Mississippi Gulf Coast market and the Southeast.

Mr. Tynes is an accomplished financial professional with over 15 years of experience in enabling small businesses to access critical capital and achieve sustainable growth. As a newly appointed Regional Vice President for Southern Capital Funding, Dennis brings his deep expertise in SBA loan origination, credit evaluation, and client relationship management to empower entrepreneurs. Dennis combines analytical acumen with a client-focused approach to advance Southern Capital Funding’s mission of providing accessible capital to drive small business success across the region.

As Principal at Sprout Community Development Entity (CDE), Dennis played a pivotal role in securing New Markets Tax Credits (NMTC) and other funding sources, helping underserved businesses obtain capital that would have otherwise been out of reach. His work facilitated transformative growth for these businesses through strategic public-private partnerships and tailored financing solutions. With prior roles as an SBA Business Development Officer for Bank of George, Patriot Bank and Voyager Funding, Dennis has originated and managed compliant SBA 7(a) and 504 loans, expanded lending portfolios, and built robust referral networks.

Dennis holds a Bachelor of Arts degree from Mississippi State University.

Please contact Dennis with any commercial real estate lending or business funding requests via email at dtynes@southcapfunding.com.

Jackson

TERENCE JOHNSON

Vice President/ Area Market Manager – (see bio)

Terence is our VP/Area Market Manager in Jackson and covers the central and northern markets in Mississippi. He is a 25+ veteran of the finance and lending industry and has held senior management positions with several national companies.

Prior to joining Southern Capital Funding Network, Terence held the position as Area Manager for Community Loans of America. He has also worked as the Division Manager for Main Street Finance, CompuCredit, and Advance America. He was also the Regional Sales Manager for Associates First Capital.

Terence is an ex-college athlete, having played football for Troy University. He is also an excellent golfer.

EDUCATION

Mr. Johnson is a graduate of Troy University with a Bachelor of Science degree in Business.

Please contact Terence to discuss any commercial real estate lending or business funding requests you may have via email at tjohnson@southcapfunding.com.

Florida

Paul Tschieder

Vice President/ Area Market Manager for Tallahassee – (see bio)

Mr. Tschieder is our VP/Area Market Manager for the Tallahassee and northern-Florida market. Paul started his career in lending in 2004 as a residential mortgage loan officer, and since then has held lending positions within Wells Fargo Home Mortgage, Bank of America and loanDepot.

Paul works with investors on growing and managing their real estate portfolio. With over 20 years of personal real estate investment and property management experience he has learned to successfully navigate this highly competitive market and generate continuous positive cash flow from these assets.

In 2010 Paul expanded his lending experience into the private equity market to meet the credit needs of North Florida’s business community. Working with a group of investors he originated, underwrote and presented business loan proposals to the credit committee.

Paul is a Graduate of Florida International University with a Bachelor of Science degree in Business Administration.

Please contact Paul with any commercial real estate lending or business funding requests at 850-345-6200 or via email at paul@southcapfunding.com

Jacksonville

Mike Blevins

SVP/Area Market Manager – Jacksonville – (see bio)

Mr. Blevins services the Jacksonville market as well as being a member of our Advisory Board and our Senior Vice President for our Commercial Construction Group.

Mike is a highly experienced commercial real estate lending professional and real estate developer with over 30 years of combined experience in commercial banking, lending and real estate development.

Prior to joining Southern Capital Funding Network, Mike held several high-level positions within the commercial banking industry to include Vice President – Fifth Third Bank, Senior Vice President – Bank Atlantic, Senior Vice President – Barnett Bank and Senior Vice President – Security Pacific Bank. He has worked in the private sector as CFO – Group 12, and President/Owner of Real Estate Solutions, Inc.

Mike is an ex-college athlete, having played 4 years varsity for the Jacksonville University’s basketball team and was a starter on the NCAA Finalist Team that was runner-up for the national championship.

Mike is a graduate of Jacksonville University with a Bachelor of Science degree in Marketing Management.

Please contact Mike to discuss any commercial real estate lending or business funding requests you may have via email at mblevins@southcapfunding.com.

Florida Gulf Coast

Bubba Roby

Vice President/Area Market Manager – Florida Gulf Coast (see bio)

Mr. Roby is our VP/Area Market Manager on the Florida Gulf Coast concentrating on servicing the Destin, Ft. Walton, Panama City, and Pensacola markets. Bubba has over 25 years of experience working with small and medium sized companies helping them grow their business by advising them on options for funding growth by comparing the costs and benefits of traditional lines of credit, personal assets and A/R based solutions such as factoring and asset-based lending facilities.

Prior to joining Southern Capital Funding Network, Bubba held the titles of Vice President – Federal National, Vice President of Sales – Marquette Transportation Finance, Vice President of Business Development – Transport Financial Solutions, and VP & Business Development Officer – Bibby Transportation Finance.

Mr. Roby is a graduate of Auburn University with a Bachelor of Science degree in Finance.

Please contact Bubba to discuss any commercial real estate lending or business funding requests you may have via email at broby@gmail.com.