- Local Expertise Across Five States — Consultants with deep knowledge of Georgia, Tennessee, South Carolina, North Carolina, and Kentucky markets.
- Established Since 2014 — A decade of advisory experience supporting commercial investors and small business owners.
- Broad Lending Network — Access to banks, private lenders, debt funds, SBA programs, and alternative capital sources.
- Tailored Deal Structuring — Customized financing strategies aligned with each client’s goals and property type.
- Efficient, Streamlined Process — Faster assessments, organized submissions, and clear communication from start to finish.
- Support for Both CRE and Small Business — Multifamily, industrial, retail, office, hospitality, and business‑capital solutions.
- Relationship‑Driven Service — A consultative approach focused on long‑term client success.
Biloxi
Dennis Tynes
Regional Vice President (see bio)
Dennis serves as a Regional Vice President and is responsible for leading all business development activities and client relationships throughout the Mississippi Gulf Coast market and the Southeast.
Mr. Tynes is an accomplished financial professional with over 15 years of experience in enabling small businesses to access critical capital and achieve sustainable growth. As a newly appointed Regional Vice President for Southern Capital Funding, Dennis brings his deep expertise in SBA loan origination, credit evaluation, and client relationship management to empower entrepreneurs. Dennis combines analytical acumen with a client-focused approach to advance Southern Capital Funding’s mission of providing accessible capital to drive small business success across the region.
As Principal at Sprout Community Development Entity (CDE), Dennis played a pivotal role in securing New Markets Tax Credits (NMTC) and other funding sources, helping underserved businesses obtain capital that would have otherwise been out of reach. His work facilitated transformative growth for these businesses through strategic public-private partnerships and tailored financing solutions. With prior roles as an SBA Business Development Officer for Bank of George, Patriot Bank and Voyager Funding, Dennis has originated and managed compliant SBA 7(a) and 504 loans, expanded lending portfolios, and built robust referral networks.
Dennis holds a Bachelor of Arts degree from Mississippi State University.
Please contact Dennis with any commercial real estate lending or business funding requests via email at dtynes@southcapfunding.com.
Mr. Grant serves as a Regional Vice President where he provides strategic leadership across all market operations, business development initiatives, and investor relations. His commitment to excellence and deep market knowledge makes him a trusted partner for those seeking to grow and diversify their real estate investments.
Lionel brings extensive experience as a commercial mortgage advisor and has served as Managing Partner of a private capital funding group based in Alabama. In this role, Mr. Grant was responsible for overseeing brokerage operations, cultivating lender and investor relationships, and driving business development efforts across the Southeast region.
With over 35 years of experience in sales management, consulting, and commercial real estate finance, Mr. Grant offers a deep well of expertise in securing funding solutions for investment properties and development projects.
Mr. Grant is an alumnus of the University of Alabama, where he studied Interdisciplinary Studies with a strong focus on business and leadership development. He is also currently pursuing theological studies with a concentration in Apologetics at the United Theological Seminary. His commitment to lifelong learning and personal growth continues to shape both his professional success and his leadership in faith-based and business communities.
Please contact Mr. Grant with any commercial real estate lending or business funding requests via email at LGrant2@southcapfunding.com.
Jackson
Terence Johnson
Vice President/ Area Market Manager (see bio)
Terence is our VP/Area Market Manager in Jackson and covers the central and northern markets in Mississippi. He is a 25+ veteran of the finance and lending industry and has held senior management positions with several national companies.
Prior to joining Southern Capital Funding Network, Terence held the position as Area Manager for Community Loans of America. He has also worked as the Division Manager for Main Street Finance, CompuCredit, and Advance America. He was also the Regional Sales Manager for Associates First Capital.
Terence is an ex-college athlete, having played football for Troy University. He is also an excellent golfer.
EDUCATION
Mr. Johnson is a graduate of Troy University with a Bachelor of Science degree in Business.
Please contact Terence to discuss any commercial real estate lending or business funding requests you may have via email at tjohnson@southcapfunding.com.
Florida
Paul Tschieder
Vice President/ Area Market Manager (see bio)
Birmingham
Bubba Roby
Vice President/ Area Market Manager (see bio)
Mr. Roby is our VP/Area Market Manager for the Birmingham market. Bubba has over 25 years of experience working with small and medium sized companies helping them grow their business by advising them on options for funding growth by comparing the costs and benefits of traditional lines of credit, personal assets and A/R based solutions such as factoring and asset-based lending facilities.
Prior to joining Southern Capital Funding Network, Bubba held the titles of Vice President – Federal National, Vice President of Sales – Marquette Transportation Finance, Vice President of Business Development – Transport Financial Solutions, and VP & Business Development Officer – Bibby Transportation Finance.
Mr. Roby is a graduate of Auburn University with a Bachelor of Science degree in Finance.
Please contact Bubba to discuss any commercial real estate lending or business funding requests you may have via email at broby@gmail.com.
Duane serves as a Vice President/Area Market Manager for the Atlanta area and Central Georgia markets as well as supporting all business development activities and client relationship support throughout the Southeast market.
Mr. Morrow is an accomplished financial services executive with more than three decades of experience in marketing, leadership, sales-force development, and business growth. Duane is the Chief Acquisitions Officer (CAO) and is one of the founding partners of TerraWealth, a rapidly growing hybrid financial services company established in 2022. In his role, Duane is responsible for leading strategic acquisitions and supporting the company’s continued growth and expansion.
Prior to co-founding TerraWealth, Duane retired in 2019 as Executive Vice President of Marketing for Primerica, as well as Chief Marketing Officer for Primerica Life and Canada, following an exceptional 32-year career with the organization.
Please contact Duane with any commercial lending or business capital request via email at DMorrow@southcapfunding.com.
Rasheed Wellesley serves as Vice President and Area Market Manager for the Naples and Fort Myers markets, providing leadership across all business development, client acquisition, and relationship management initiatives throughout Southwest Florida. In this role, he supports small business owners, commercial real estate investors, and referral partners in accessing tailored capital solutions that drive growth, stability, and long term success.
With seven years of proven sales experience across both the real estate and insurance sectors, Rasheed brings a strong foundation in consultative selling, client needs analysis, and guiding individuals and businesses through complex financial decisions. His background spans both B2B and B2C environments, giving him a versatile skill set and a deep understanding of the diverse challenges faced by Florida’s business community.
Rasheed is an active Florida real estate professional, having represented clients through London Fosters, Ave Realty, and LGI Homes. He also brings extensive experience as a licensed life and property & casualty insurance agent, previously serving with Farmers Insurance and Chapman Insurance Agency. He currently holds Florida licenses in Property & Casualty (220), Life Insurance (214), and Real Estate.
Known for his professionalism, integrity, and client first approach, Rasheed is passionate about helping entrepreneurs and investors secure the commercial lending and business capital resources they need to achieve their goals. He is proud to support the continued growth of Southern Capital Funding Network throughout the Southwest Florida region.
For commercial lending inquiries or business capital requests, Rasheed can be reached at: Rasheed.Wellesley@southcapfunding.com
David Speaks leads Southern Capital Funding Network’s Southeast Region, expanding SCFN’s presence and connecting business owners, investors, developers, and referral partners with commercial financing solutions throughout the Southeast. With more than 30 years of experience in commercial banking, lending, financial services, and business development, David has served as a City Executive, Commercial Lender, and Vice President with multiple commercial banks to include Tri Stone Community Bank, Lexington State Bank, BB&;T and Wachovia Bank. His expertise includes commercial real estate, construction, investment-property, and challenging-credit financing.
Previously, David worked as a Financial Consultant with Smith Barney, building an investment practice exceeding $46 million in assets under management. He has also developed extensive multi-state relationships with business owners, professionals, dealers, and referral partners.
At SCFN, David takes a consultative, relationship-driven approach, working with bankers, brokers, accountants, advisors, investors, and developers to identify creative capital solutions through SCFN’s lending network. His banking background gives him insight into both borrower objectives and lender credit considerations.
David earned a Bachelor of Science in Industrial Relations with a concentration in Psychology from the University of North Carolina at Chapel Hill. He focuses on building long-term referral partnerships and providing responsive, creative financing solutions throughout the Southeast.
Please contact David regarding commercial real estate lending, business financing, special-situation credit, or other commercial funding requests at DSpeaks@southcapfunding.com.
Paul Braspenninckx serves as Vice President and Area Market Manager for Southern Capital Funding Network, overseeing business development, client advisory support, and lender relationship expansion throughout the Atlanta Metro market. With more than 25 years of experience in the banking and finance industry, Mr. Braspenninckx brings a deep, diversified background across commercial lending, equipment finance, underwriting, and strategic sales leadership.
Throughout his career, Paul has held key roles with industry leading organizations including GE Capital, De Lage Landen, Mitsubishi, and Time Payment, where he most recently served as Vice President of Sales. In that capacity, he led national sales strategies, drove account growth, and spearheaded new customer acquisition initiatives.
Paul has successfully supported and structured more than $1 billion in funded deals and programs across diverse industries. He is a certified Six Sigma Green Belt, recognized for his disciplined approach to process improvement, operational efficiency, and datadriven decision making. Paul holds an MBA in Finance and a Bachelor of Science degree from the University of Wisconsin–Whitewater.
Paul is committed to helping business owners and commercial investors access the capital solutions they need to grow, scale, and strengthen their operations. His extensive experience, analytical expertise, and relationshipdriven approach make him a trusted advisor to clients throughout the Atlanta Metro region.
Please contact Paul with any commercial real estate lending or business funding requests via email at pbraspenninckx@southcapfunding.com.