Deep South

Southern Capital Funding Network (SCFN) provides a vital lifeline to small businesses and commercial real estate investors operating in the rural Deep South—markets that are often underserved, overlooked, or misunderstood by traditional lenders. Working with SCFN in the Deep South Region means partnering with a team that not only understands the financial landscape of Mississippi, Louisiana, and Arkansas, but also lives and works within these communities. This proximity gives SCFN a uniquely grounded perspective on the challenges local entrepreneurs face when seeking capital to grow, stabilize, or launch new projects.

SCFN was established with a clear mission: expand access to capital where it’s needed most. In rural areas across the Deep South, borrowers frequently encounter limited banking options, inconsistent lending appetites, and a lack of specialized advisory support. SCFN fills that gap by deploying highly experienced Area Market Managers and Business Development Representatives who bring deep market knowledge, strong lender relationships, and a consultative approach to every engagement.

Clients benefit from a process designed to simplify financing, reduce friction, and position each deal for success. Whether funding a small business expansion in rural Mississippi, acquiring commercial property in Arkansas, or refinancing a project in Louisiana, SCFN provides tailored guidance and access to a broad network of banks, private lenders, and alternative capital sources. The result is a more efficient, transparent, and strategic path to securing the right financing—especially in regions where capital can be hardest to find.

Benefits of Working With Southern Capital Funding Network in the Deep South Region

Local Expertise in Rural Markets — Team members live in Mississippi, Louisiana, and Arkansas, bringing firsthand knowledge of local challenges and opportunities.
Mission‑Driven Access to Capital — A focus on supporting small businesses and commercial investors in underserved rural communities.
Experienced Lending Professionals — Area Market Managers and Business Development Representatives with deep industry backgrounds.
Broad Capital Network — Connections to banks, private lenders, specialty finance groups, and alternative funding sources.
Streamlined, Advisory‑Driven Process — Clear communication, organized submissions, and strategic deal positioning.
Support Across CRE and Small Business Needs — Financing solutions for acquisitions, refinances, expansions, and working capital.

Meet our Deep South Region Team below:

Biloxi

DENNIS TYNES

Regional Vice President – (see bio)

Dennis serves as our Regional Vice President for the Deep South Region and is responsible for managing our Area Market Managers in the states of Mississippi, Louisiana and Arkansas, as well as leading all business development activities and client relationship support throughout the Mississippi Gulf Coast and Southern Delta regions.

Mr. Tynes is an accomplished financial professional with over 15 years of experience in enabling small businesses to access critical capital and achieve sustainable growth. As a newly appointed Regional Vice President for Southern Capital Funding, Dennis brings his deep expertise in SBA loan origination, credit evaluation, and client relationship management to empower entrepreneurs. Dennis combines analytical acumen with a client-focused approach to advance Southern Capital Funding’s mission of providing accessible capital to drive small business success across the region.

As Principal at Sprout Community Development Entity (CDE), Dennis played a pivotal role in securing New Markets Tax Credits (NMTC) and other funding sources, helping underserved businesses obtain capital that would have otherwise been out of reach. His work facilitated transformative growth for these businesses through strategic public-private partnerships and tailored financing solutions. With prior roles as an SBA Business Development Officer for Bank of George, Patriot Bank and Voyager Funding, Dennis has originated and managed compliant SBA 7(a) and 504 loans, expanded lending portfolios, and built robust referral networks.

Dennis holds a Bachelor of Arts degree from Mississippi State University.

Please contact Dennis with any commercial real estate lending or business funding requests via email at dtynes@southcapfunding.com.

Jackson

TERENCE JOHNSON

Area Market Manager – (see bio)

Terence is our Area Director in Jackson and covers the central and northern markets in Mississippi. He is a 25+ veteran of the finance and lending industries and has held senior management positions with several national companies.

Prior to joining Southern Capital Funding Network, Terence held the position as Area Manager for Community Loans of America. He has also worked as the Division Manager for Main Street Finance, CompuCredit, and Advance America. He was also the Regional Sales Manager for Associates First Capital.

Terence is an ex-college athlete, having played football for Troy University. He is also an excellent golfer.

EDUCATION

Mr. Johnson is a graduate of Troy University with a Bachelor of Science degree in Business.

Please contact Terence to discuss any commercial real estate lending or business funding requests you may have via email at tjohnson@southcapfunding.com.