Northeast

Southern Capital Funding Network (SCFN) delivers a refined, region‑specific lending experience for commercial real estate investors and business owners operating across the Northeast. With dedicated Area Market Managers and Business Development Representatives positioned throughout New York, New Jersey, Pennsylvania, Connecticut, Rhode Island, Massachusetts, Vermont, New Hampshire, and Maine, SCFN brings on‑the‑ground expertise to one of the most diverse and competitive lending environments in the country. This structure allows clients to work with professionals who understand the nuances of each state’s regulatory climate, property trends, lender appetite, and deal velocity.

Doing business with SCFN in the Northeast means gaining access to a team that blends deep regional knowledge with broad national lending relationships. Whether a client is pursuing multifamily acquisitions in New York City, refinancing mixed‑use assets in New Jersey, expanding industrial holdings in Pennsylvania, or securing SBA financing for a small business in New England, SCFN provides tailored guidance that aligns with local market realities. The firm’s consultative approach ensures that borrowers are positioned correctly from the start—reducing friction, accelerating underwriting, and improving approval outcomes.

SCFN emphasizes clarity, speed, and strategic structuring, helping clients navigate the Northeast’s complex lending landscape with confidence. By preparing complete, lender‑ready packages and leveraging long‑standing relationships with banks, credit unions, private lenders, and specialty finance groups, SCFN delivers solutions that traditional channels often cannot. For investors and business owners seeking a partner who understands both the macro lending environment and the micro‑market dynamics of each Northeast state, SCFN stands as a trusted, experienced resource.

Benefits of Working With Southern Capital Funding Network in the Northeast Region

Local Expertise Across Nine States — Market‑specific insight for NY, NJ, PA, CT, RI, MA, VT, NH, and ME.
Highly Seasoned Lending Professionals — Area Market Managers and BDRs with deep regional experience.
Strategic Deal Structuring — Customized financing solutions aligned with property type and borrower goals.
Broad Lending Network — Access to banks, private lenders, debt funds, and SBA programs.
Efficient, Organized Process — Clear communication, fast assessments, and lender‑ready submissions.
Support for CRE and Small Business — Multifamily, mixed‑use, industrial, retail, office, hospitality, and business‑capital needs.
Relationship‑Driven Approach — Long‑term partnership focused on transparency and execution.

Meet our Northeast Region Team below:

New York

RALPH IANTOSCA – (see bio)

Regional Vice President – Northeast

Mr. Iantosca serves as our Regional Vice President in the Northeast Region and is responsible for managing our Area Market Managers and Business Development Representatives in New York, New Jersey, Pennsylvania, Connecticut, Rhode Island, Massachusetts, Vermont, New Hampshire, and Maine, as well as leading all business development activities and client relationship support throughout the Northeastern market.

Ralph is a dynamic and results-oriented sales and lending professional with 22 years of experience driving operational excellence in fast-paced environments. Ralph is a proven top producer and loan originator, consistently exceeding annual lending targets, and was named one of Long Island’s Top 40 Under 40 in 2018, 2019, 2020, and 2021.

Mr. Iantosca has held numerous positions in the financial and residential mortgage origination sectors to include Director of Acquisitions /Mortgage Loan Originations for Prudential Borrowing where he recruited, trained, and managed a high-performing team of 14 loan officers, driving productivity and performance in originating loans in New York, New Jersey, Connecticut, Georgia, Florida, Pennsylvania, and Tennessee. In addition, Ralph has held the position of Director of Operations with the Templeton Group and Senior Debt Advisor for Alleviate Financial Services.

Ralph is a graduate of Stony Brook University SUNY with a Bachelor of Science degree in Business Administration.

Please contact Ralph with any commercial real estate lending or business funding requests via email at ralphi@southcapfunding.com.

Northeast

New York

RALPH IANTOSCA – (see bio)

Regional Vice President – Northeast

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