Commercial Real Estate Construction

Southern Capital Funding Network provides alternative financing advisory services to small business owners, real estate investors, and commercial developers looking to build, rehab, fix-n-flip, and develop new properties.


We specialize in ground-up construction and value-add project financing from $500k - $25 million.


For those business owners or real estate investors looking for more participation on the capital stack, we offer alternative solutions from multiple funding sources that will service as debt, mezzanine, and preferred equity partners if needed.


Southern Capital Funding Network processing all loan requests for construction financing through our Commercial Construction Lending Division located in Jacksonville, Florida.


Mike Blevins serves as our Senior Director in the Jacksonville market as well as head of our Commercial Construction Lending Division. Mike is a highly experienced commercial real estate lending professional and real estate developer with over 30 years of combined experience in commercial banking, lending and real estate development. Prior to joining Southern Capital Funding Network, Mike held several high-level positions within the commercial banking industry to include Vice President – Fifth Third Bank, Senior Vice President – Bank Atlantic, Senior Vice President – Barnett Bank and Senior Vice President – Security Pacific Bank.


Through our Commercial Construction Division, we are able to offer our clients an extensive menu of commercial construction programs to include: 


- NNN Construction


Highly leveraged construction loan program for net lease properties, that includes up to 95% LTC, up to 80% LTV “As Completed”, 24-month maximum loan period and 12-month maximum funding period.


- 110% LTC - Developer Program


For those developers that are only interested in making their development fee without the complications of ownership, we have a program available for them. This is NOT a financing strategy, this is a presale. The developer is selling a shovel ready / actionable project to the investors at a pre-negotiated price. The developer is locking in their profit and only risking the predevelopment capital it took to get ink on the lease(s) with the tenant and the approvals to build it.  This predevelopment capital is returned to the developer at closing.


- Subdivision Construction Lines


New ground up construction lines of credit for rental investors and spec builders for Non-Owner Occupied, Single family residences, 2 to 4-unit properties, Townhomes, and Multi-family properties up to 20 units. Construction Lines of credit up to $10 million. Individual property loan amounts from $150k - $2.5 million. Funding up to 75% of land value and up to 95% of construction budget, and 75% completed appraised loan-to-value.